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Big Drop in Mortgage Rates

Big Drop in Mortgage Rates

Mortgage rates fell sharply due to trade war anxiety, with investors fleeing to long-term bonds. Per Freddie Mac, average rate on the 30-year mortgage dropped to 3.60% from 3.75% last week and from 4.59% 12 months ago. 15-year, fixed-rate home loans tumbled to 3.05% from 3.20% last week. Last week, the Federal Reserve cut its [...]
June Unemployment Nears Record Lows

June Unemployment Nears Record Lows

Bay Area counties still have some of the lowest unemployment rates in the Country as of June, according to California Employment Development Department. San Mateo County continues to have the lowest rate in the state at 2.2%, with San Francisco (2.3%) and Marin (2.4%) counties close behind. Alameda County saw 3.1%. While low, these numbers [...]
San Francisco leads Bay Area Housing Markets

San Francisco leads Bay Area Housing Markets

California Association of Realtors' June 2019 sales numbers reveal that nearly all Bay Area counties experienced year-over-year declines in median price of sold homes. The only exception is San Francisco, which saw a growth of 8.8%. Keep in mind that median prices may reflect an increased market share of smaller, cheaper homes being sold rather [...]
Restaurants with Best Views

Restaurants with Best Views

San Francisco has four spots on OpenTable's list of 100 Most Scenic Restaurants in America. Sutro's at the Cliff House, the second incarnation of the historical Sutro Baths that overlooks the Pacific Ocean, is especially romantic at sunset. The three others offer magnificent view of the Bay all day and night. Slanted Door, also once [...]
Home Price and Mortgage Rate Predictions

Home Price and Mortgage Rate Predictions

Fannie Mae is forecasting a further drop of 30-year fixed mortgage rate to around 3.70% in the second half of 2019, compared to 3.75% we are seeing as of July and the peak of 4.94% we saw in November 2018. It is also adjusting up its nationwide home price growth prediction to 5.4% in 2019, [...]
Mortgage Rates Near 3-year Low

Mortgage Rates Near 3-year Low

For the second week now, mortgage have stayed at a low point not seen since 2016/2017. 30-year, fixed-rate mortgage averaged 3.75% nationally, holding steady from the previous week, according to the Freddie Mac. “The recent stabilization in mortgage rates reflects modestly improving U.S. economic data and a more accommodative tone from the Federal Reserve to respond to [...]
SF Home Prices Hit New High

SF Home Prices Hit New High

In June, records were set again for San Francisco's median home prices, with MLS-listed single-family houses reaching $1.7 million, while condos were at $1.3 million, up $80K and $65K, respectively, compared to June 2018, according to Curbed. Among the most affordable neighborhoods was Bayview, with a median price of $912,500. Pacific Heights won the most [...]
Bay Area Rents Mostly Up

Bay Area Rents Mostly Up

Zumper reports that San Francisco retains the distinction of being by far the most expensive city to rent, with one-bed rents having grown by $20 (or 0.5% from last month) to a record $3,720 in June 2019, while two-bed rents are up by 1.7% month-over-month to $4,800. San Jose jumped above Boston to rank as [...]
Happy Pride 2019

Happy Pride 2019

June is Pride Month, the time to celebrate the legacy of LGBT communities. The Bay Area has the highest LGBT concentration of any major American metropolitan area at 6.2%, according to a 2015 Gallup survey. The next 5 runner-ups are Portland, Austin, New Orleans, Seattle and Boston, which are cities known for arts and creativity [...]
SOLD: 4483 23rd St #1 – Adorable Noe Valley Condo!

SOLD: 4483 23rd St #1 – Adorable Noe Valley Condo!

Finally, it is your chance to own a home on the tranquil side of beloved Noe Valley. This charming condominium offers 2 comfortable, separated bedrooms. The bright living and dining room and one bedroom feature a view toward the prominent skyline of San Francisco. A large window invites natural light into the kitchen and breakfast [...]